Danville vs Mission San Jose, Fremont
Danville carries an effective property tax rate of 1.07% of assessed value and Mission San Jose, Fremont carries 1.15%, both for fiscal year 2025-26. On one identical reference loan the monthly carrying costs are $9,713 and $9,817 — $104 apart, with Danville lower. To Sunnyvale / Mountain View at AM peak the fastest published commutes are 55 min by car from Danville and 35 min by car from Mission San Jose, Fremont. Every figure is an objective public metric or arithmetic on one, and names its source.
Danville (Contra Costa County) · Mission San Jose, Fremont (Alameda County)
| Metric | Danville | Mission San Jose, Fremont | Difference |
|---|---|---|---|
| Median $/sqft (SFR) | $900 | $1,050 | −$150 |
| Effective tax rate | 1.07% | 1.15% | −0.078% |
| Monthly cost, reference loan | $9,713 | $9,817 | −$104 |
| FiDi SF (Montgomery St BART) — BART | 60 min | 65 min | −5 min |
| FiDi SF (Montgomery St BART) — Drive | 65 min | 65 min | 0 min |
| Oakland City Center (12th St BART) — BART | 42 min | 45 min | −3 min |
| Oakland City Center (12th St BART) — Drive | 42 min | 45 min | −3 min |
| Sunnyvale / Mountain View (Sunnyvale Caltrain) — Drive | 55 min | 35 min | +20 min |
Difference is Danville minus Mission San Jose, Fremont. Sources are cited on each submarket page.
This pairing is a commute decision. Fremont (Mission San Jose) reaches Sunnyvale / Mountain View (Sunnyvale Caltrain) 20 minutes faster than Danville, while the rates sit 1.07% against 1.15% and the monthly gap at $1,600,000 is $104.
The house at each price
Danville comps run $700-$780 per square foot; Blackhawk and Diablo start at $2M. Mission San Jose comps run $1,000-$1,100 per square foot, well above the rest of Fremont. At $900 and $1,050 per foot respectively, a fixed budget buys about 17% more floor area in Danville.
The monthly, matched
Holding the loan constant — $1,600,000, 20% down, 6.5% on a 30-year fixed, $2,400 of insurance, no HOA — Danville totals $9,713 a month at 1.07% and Fremont (Mission San Jose) $9,817 at 1.15% — tax lines of $1,423 and $1,527. Danville downtown condos carry $400-$600 a month in dues. Mission San Jose HOAs exist only in the Mission Boulevard townhome complexes at $300-$500 a month. Neither figure includes dues or a district assessment, and both belong on the worksheet before an offer.
The trip each morning
To Sunnyvale / Mountain View (Sunnyvale Caltrain): 55 minutes by driving from Danville, 35 by driving from Fremont (Mission San Jose) — a 20-minute edge to Fremont (Mission San Jose), or 3.3 hours across a ten-trip week. To FiDi SF (Montgomery St BART): 60 minutes by BART from Danville, 65 by BART from Fremont (Mission San Jose) — a 5-minute edge to Danville, or 0.8 hours across a ten-trip week. Bishop Ranch is 8 minutes from Danville, and Dublin BART 20 minutes south is often the easier parking. From Mission San Jose, Tesla Fremont is 10 minutes, Santa Clara 25-40 and Cupertino 35-50.
Hazard and insurance
FAIR Plan placements on the Danville ridge run $4K-$7K a year. The Hayward Fault runs directly through the Mission San Jose district. None of this substitutes for the parcel: check CAL FIRE zoning, the FEMA flood panel and CGS seismic hazard mapping, then price the policy in writing.
Choosing between them
Danville fits a four-bedroom-with-yard-and-pool requirement. Mission San Jose fits a detached-home requirement with South Bay employers in reach. Rank the requirements first; the pair rarely splits on anything except the one that is non-negotiable.
Sources. Rate and payment figures: Contra Costa TRA Book FY 2025-26; Alameda County Tax Rates by TRA FY 2025-26, as composited in build/assets/metrics.json — unverified at tax-rate-area level, so read the bill. Minutes shown are AM-peak and door to door, from data/commute/static.csv. Median price per foot is a trailing figure, not a valuation, and the local detail comes from the broker's own transactions.
Compare any two submarkets
| Metric | Danville | Mission San Jose, Fremont |
|---|---|---|
| Median $/sqft (SFR) | $900 | $1,050 |
| Effective tax rate | 1.07% | 1.15% |
| Monthly cost, reference loan | $9,713 | $9,817 |
| Fastest to FiDi SF (Montgomery St BART) | 60 min | 65 min |
| Fastest to Oakland City Center (12th St BART) | 42 min | 45 min |
| Fastest to Sunnyvale / Mountain View (Sunnyvale Caltrain) | 55 min | 35 min |
Same reference loan on both sides; the tax line is the only variable. Commute figures are door-to-door AM-peak estimates. Sources are listed on each submarket page.
Danville detail
| Component | Rate of assessed value |
|---|---|
| Prop 13 general levy | 1.000% |
| County / city voter-approved bonds | 0.012% |
| School district measures | 0.055% |
| Effective rate | 1.07% |
| Mello-Roos / CFD | None recorded |
Source: Contra Costa TRA Book FY 2025-26 (Contra Costa County), composited in
build/assets/metrics.json.
Tax Rate Area not yet verified parcel-by-parcel — confirm the rate on the parcel’s own tax bill.
Mission San Jose, Fremont detail
| Component | Rate of assessed value |
|---|---|
| Prop 13 general levy | 1.000% |
| County / city voter-approved bonds | 0.042% |
| School district measures | 0.103% |
| Effective rate | 1.15% |
| Mello-Roos / CFD | None recorded |
Source: Alameda County Tax Rates by TRA FY 2025-26 (Alameda County), composited in
build/assets/metrics.json.
Tax Rate Area not yet verified parcel-by-parcel — confirm the rate on the parcel’s own tax bill.
Danville vs Mission San Jose, Fremont: questions and answers
- Which has the lower effective property tax rate, Danville or Mission San Jose, Fremont?
- Danville, at 1.07% of assessed value against 1.15% for fiscal year 2025-26 — a gap of 0.080%. Rates are composited from county tax rate books; each parcel bill governs.
- How much do monthly carrying costs differ between Danville and Mission San Jose, Fremont?
- $104 per month on the identical reference loan: Danville $9,713, Mission San Jose, Fremont $9,817. Danville is lower. Principal and interest are held constant, so the difference is the tax line. Arithmetic only.
- Which has the shorter commute to Sunnyvale / Mountain View, Danville or Mission San Jose, Fremont?
- Mission San Jose, Fremont. Danville is 55 min by car; Mission San Jose, Fremont is 35 min by car. Door-to-door, AM peak. Source: data/commute/static.csv.
- What is the price per square foot difference between Danville and Mission San Jose, Fremont?
- $150 per square foot: Danville $900, Mission San Jose, Fremont $1,050. Single-family medians, trailing twelve months. A median is not a valuation of any specific property.